TERMS OF SERVICE

Last Updated: April 7, 2025

1. ACCEPTANCE OF TERMS

Welcome to Florida Shield Insurance. These Terms of Service ("Terms") govern your access to and use of the Florida Shield Insurance website, services, and applications (collectively, the "Services"). By accessing or using our Services, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use our Services.

2. CHANGES TO TERMS

We may modify these Terms at any time. We will provide notice of any material changes by posting the updated Terms on our website or through other communications. Your continued use of the Services after such changes constitutes your acceptance of the new Terms.

3. PRIVACY POLICY

Your privacy is important to us. Our Privacy Policy explains how we collect, use, and protect your personal information. By using our Services, you consent to the data practices described in our Privacy Policy.

4. USE OF SERVICES

You agree to use our Services only for lawful purposes and in accordance with these Terms. You agree not to:

Use the Services in any way that violates applicable laws or regulations
Attempt to interfere with or disrupt the Services or servers connected to the Services
Attempt to gain unauthorized access to any part of the Services
Use the Services to transmit any viruses, malware, or other harmful code
Impersonate or misrepresent your affiliation with any person or entity
Collect or store personal data about other users without their consent

5. ACCOUNT INFORMATION

When you create an account with us, you must provide accurate, complete, and current information. You are responsible for safeguarding your account credentials and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account.

6. INTELLECTUAL PROPERTY

All content, features, and functionality of our Services, including but not limited to text, graphics, logos, icons, images, audio clips, and software, are owned by Florida Shield Insurance, its licensors, or other providers and are protected by United States and international copyright, trademark, patent, and other intellectual property laws.

7. DISCLAIMER OF WARRANTIES

THE SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMITTED BY LAW, FLORIDA SHIELD INSURANCE DISCLAIMS ALL WARRANTIES, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

8. LIMITATION OF LIABILITY

TO THE MAXIMUM EXTENT PERMITTED BY LAW, FLORIDA SHIELD INSURANCE SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES, WHETHER INCURRED DIRECTLY OR INDIRECTLY, OR ANY LOSS OF DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES.

9. GOVERNING LAW

These Terms shall be governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law provisions. Any legal action or proceeding arising out of or relating to these Terms shall be brought exclusively in the federal or state courts located in Hillsborough County, Florida.

10. CONTACT INFORMATION

If you have any questions about these Terms, please contact us at:

Florida Shield Insurance
7637 N. 56th St
Tampa, FL 33617
Phone: 813-555-7890
Email: legal@floridashield.com